Bad or NO Credit? We Have Owner Financing or Rent To Own Homes in Richmond, Virginia Available For You!

If you’re tired of renting, and your looking for Owner Financed Homes In the Richmond, Virginia area but your credit, lack of down payment, or income is holding you back from qualifying for a normal bank loan. We can help you!

We help people become homeowners without bank qualifying. We are not Realtors.

We specialize in helping Richmond Virginia and surrounding area residents earn the satisfaction of being a home owner through our Richmond Owner Financing Program.

VPI LLC offers Owner Financed Homes In Richmond, Virginia,and with our program, your a homeowner from Day 1!

We are an alternative to buying a home the traditional way. You do not need to have perfect credit and we offer payments to fit your budget.

You are not renting the property or renting to own. You are buying it. Want to know when the best properties hit the market?

Sign up now to see our Owner Financed Homes In Richmond, Virginia!


What Are The Types Of Owner Financed Homes In Richmond, Virginia We Offer With Owner Financing?

owner financing houses Richmond and Surrounding
Our local owner financing homes are move-in ready, in good neighborhoods, and often freshly updated. Inquire with us on this site for available properties.
We are a Richmond, Virginia company that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent.

The types of houses we tend to offer on our Richmond and Surrounding areas Owner Financing Home Program include…

  • 2 bedroom – 4 bedroom homes
  • 1,000 – 2,500 square feet
  • Updated kitchens and bathrooms
  • Often times many upgrades

Each home is different, so there’s definitely the perfect home out there for you.

Our homes range in price from $39,900 to $79,900 and typically require a down payment of $3,000 to $10,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.

Do You Offer Mobile Homes?

Yes!

We offer Owner Financed Homes In the areas surrounding Richmond, Virginia for both single family homes and doublewide mobile homes with land. We have found that many home buyers like and even prefer double wide mobile homes, because for the same price they can get a newer, larger home with more amenities such as vaulted ceiling, large open concept living spaces, garden tub, island in the kitchen and more on a larger lot.

Still have questions? Check out our Frequently Asked Questions Page →

How Does Our Program Work Anyway?

It’s easier than you think – and we can help.

The process is really pretty straightforward.

We finance the property for you with what is called a “land contract” or “contract for deed”.  This is very common and every closing is handled by a state licensed attorney or authorized signing service, just like any other real estate transaction. So you can rest assured that everything is handled professionally.

You will also be responsible for the taxes and insurance just like any other homeowner. We can however escrow taxes and insurance for you if you like to help you budget for these expenses. Sometimes it is a requirement for approval.

One of the best things about buying a home this way is that you do not have to deal with banks and qualify based on your credit. You can start building equity right away and stop paying rent.

Step 1: Submit your info on this website to create a FREE account and let us know the type of house you’re looking for.

Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options here in Richmond and Surrounding.

Step 3: View the local Richmond, Virginia area homes that fit what you’re looking for.

We seek to only buy properties that are move in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. All properties are sold “as is, where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase. We recommend getting a home inspection prior to purchase.

Plus, as we acquire new properties each month by helping motivated sellers in Virginia, as long as you’re on our Owner Financed Homes In Richmond, Virginia List, you’ll get email alerts with the latest properties available.  If your wanting to see how we can work together in helping others sell or buy their home, just look here at how we can connect.

START below and see our available Homes in Richmond, Virginia!

Programs Mentioned In…

CNBC, Realty Times, Fox Business


Click here to learn more about how we help people like you
become homeowners in the RVA ››